Truck Insurance, Trucking insurance, commercial truck insurance, Transure Truck Insurance Services

Auto Haulers / Transporters

*Specific program no longer active but Transure still insures auto haulers

Auto transporters face unique risks that most truck insurance policies don’t cover. Our Auto Transporter  Insurance Program provides coverage for those unique exposures. 

Why the Auto Transporter Insurance Program?

As an auto transporter, day-to-day operations expose your company to unique risks that traditional insurance policies do not cover, leaving the Auto Hauler exposed to huge financial risk.

The Auto Transporter  Insurance Program provides comprehensive coverage for these risks.

Auto Transporters: Key Areas of Exposure

Diminished Value
The actual or perceived loss in market value or resale value that results from a direct or accidental loss to an auto being transported.

When hauling new automobiles, your driver is unloading a new car worth $45,000, hits a pole and does $5,000 damage to the car. Once the car is repaired, the dealer may only be able to sell the car for $35,000 due to the damage. Most policy coverage is only going to pay $5,000 (less the deductible) to fix the car. The dealer will seek the remaining $10,000 from the auto transporter, which the auto transporter pays out-of-pocket. The Auto Transporter  Insurance Program will pay that dealer the $10,000.

Most policies consider this “consequential damage” and do not cover this loss.

Constructive Total Loss
A new auto that is damaged while being transported that can be repaired to a safe driving condition, but not new car condition.

A driver damages the roof of a new Nissan. Although it would only cost $5,000 to repair the roof, Nissan crushes the car due to liability concerns. Most insurers are only going to pay $5000 for this claim with the auto transporter paying the difference out-of- pocket. The Auto Transporter  Program will pay the cost of the car, allowing the shipper (your customer) to determine the classification of damages, not the insurance company.

The Auto Transporter  Insurance Program protects your relationship with your customer offering a distinct advantage for you over your competitors!

Striking Of the Load
If a load is too high and damage occurs while passing under a bridge or structure spanning across the roadway overhead, the Auto Transporter  Insurance Program covers this type of loss.

Many policies do not include even this basic coverage.

Theft from Unattended Vehicle

When a tractor/trailer is left unattended and a theft occurs, many policies have numerous exclusions to avoid covering this type of loss. The Auto Transporter  Insurance Program covers this loss providing the tractor is securely locked, and the windows are fully closed.

Close attention must be given to the details of any other cargo policy to verify coverage against this type of loss. The size of the potential financial risk in this scenario can be devastating.

Additional Benefits

Hired and Non–Owned coverage
Many auto auction facilities require coverage when an auto transporter enters the property to provide protection while physically driving an auction vehicle to or from an auto hauler. The Auto Transporter  Insurance Program provides this coverage .

Symbol 10 Endorsement
Coverage provided for a car that is driven to its destination point from loading/unloading.

Auto Transport drivers are often required to unload a car and drive it across the street - or down the road - to the dealership. Some insurers limit coverage to within 50 feet of the transporter. The Auto Transporter  Insurance Program provides this coverage to ten miles.

The Auto Transporter  Insurance Program provides all coverage written under one policy by one insurer:

Auto liability, general liability, cargo, physical damage, dealer tags, and transporter tags. The Auto Transporter  Insurance Program eliminates the problem of dealing with more than one adjuster on a claim.



Over the years, Transure has always made decisions which were in the best interest of Grayson Mitchell, Inc.   We have saved a great deal of money and have been effective in improving our overall insurance program.  

John Rawls - Grayson Mitchell, Inc.

Truck Insurance Bullet Points

We have a very good partnership with Transure which we feel resulted from their understanding of our business needs since they specialize in trucking insurance.  Their service and expertise has served us well over the years as their client.  

Ralph Linville - Southland Transportation Company, Inc.